We truly appreciate your time and consideration. Just to be absolutely clear, our team genuinely wants to be your real estate agent and partner. There is never any pressure to choose us to represent you, and there will never be any hard feelings if you decide otherwise.

Over time, it has struck us that some people might not realize how much we value their business. Our success with many wonderful clients sometimes gives the impression that we’re too busy to help, but that couldn’t be further from the truth. One of the most challenging aspects of working in real estate is simply asking for the opportunity to be part of your journey.

We want you to know that we’re always here for a conversation, ready to offer guidance, support, and expertise—whether it’s for you or someone you care about. Our passion lies in helping you achieve your goals, and we’d be honored to assist your friends and family as well.

If you or anyone you know is planning to purchase their dream home/property, we hope you’ll give us the chance to earn your trust and your business. For us, the most rewarding part of this job is helping people move forward into the next chapter of their lives.

Thank you again for considering us. We look forward to being a part of your real estate journey!

 -Ron & Steven

THE WINNING STRATEGY

We work exclusively with you as buyer’s representative, meaning we can show you properties you are interested in and will help navigate the purchase process from making the winning offer to signing documents and eventually ownership of your new home.

HOW CAN I HELP YOU

SHARE

Share with me your future housing and financial goals.

EXPLAIN

Explain your bedroom and bathroom requirements.

IDENTIFY

Identify your preferred location.

TELL

Tell me what type of property you are looking for.

EXPRESS

Express your amenity wishlist.

PROVIDE

Provide a price point.

DIFFERENT PARTS OF HOME BUYING

CASH

As the saying goes, cash is king. cash offers typically get accepted over offers requiring additional financing. Cash buyers also have the widest range of available homes to purchase.

CONVENTIONAL

Conventional loans do not have the same requirements as goverment backed loans. Meaning the standard of the home or appraised value is not a barrier for purchasing.

FHA

Government backed loans require the home to pass an appraisal that does not over exceed the offer price and the home does not need to pass any additional inspections for the transfer of funds an ownership.

STEPS OF PURCHASING A NEW HOME

1

SEARCHING

3

ESCROW

2

GETTING AN OFFER ACCEPTED

4

CLOSING DATE

1

SEARCHING

2

GETTING AN OFFER ACCEPTED

3

ESCROW

4

CLOSING DATE

PIECES OF A SUCCESSFUL TRANSACTION

MORTGAGE LENDER

The mortgage lender approves the loan amount based on verification of buyers funds. While you own the property, your mortage lenders is paid monthly dues towards your principal and interest balance until the debt is paid off.

ESCROW OFFICER

This person is critical in the exchange of funds and title between buyer and seller.

TITLE AGENT

The title agent verifies that the property is being sold legally and defnitely to the buyer.

HOME WARRANTY

It’s best to purchase home warranty in the case of potential damage to your property.

Thinking about buying?

Contact us today to schedule your free consultation.

Ron@ronramosrealty.com

Steven@ronramosrealty.com

408-316-3097